Housing Affordability

A home should be a foundation, not a financial burden.

Housing is one of the largest expenses facing Nebraska households.

For renters, rising rents can make it difficult to save for a home, build financial stability, or cover other necessities. For homeowners and prospective homeowners, higher interest rates, insurance costs, property taxes, construction costs, and home prices can all affect affordability.

Housing costs also affect Nebraska communities more broadly.

When workers cannot afford to live near their jobs, employers can have difficulty attracting and retaining workers. When families spend a larger share of their income on housing, they have less money available for groceries, transportation, child care, health care, and local businesses.

Nebraska For Us examines housing affordability as part of the broader economic picture facing working and middle-income Nebraskans.